Softermii has a hard commitment towards the project delivery on time without any delay.
We ended up by having a very attractive product that can compete with any other virtual platform.
Walid Farghal, Director General, Event10x
Fintech · Mobile banking
Quick and seamless access to secure banking infrastructure.
A global P2P e-Wallet fintech app with eKYC integration and fraud detection.
About the project
Expedipay is a mobile banking solution with secure P2P money transfers, a wallet card list, live chat and fraud-detection features.
Duration
12 months
Country
Germany
Industry
Fintech
Type of project
Mobile banking
Key challenges
Scalable software architecture
Cashback feature integration
Seamless payment management interface design
ATM third-party vendors
Business Goals
The Expedipay team set out to solve the lack of legacy banking infrastructure that has left nearly 2 billion people without access to basic financial services. There was a clear need for a mobile and web fintech banking solution offering secure, reliable access to every financial service users need.
Technical challenges
Complex account service integration
KYC / AML / fraud-detection services
Consistent integration between client and broker
Reliable cash deposit & withdrawal service
Solution
eKYC integration:
We made user authentication as easy as possible while keeping it highly secure — eKYC integration makes the application fraud-proof.
User-friendly interface:
The team wanted the app to be as easy to use as possible, with a modern-looking, highly accessible and intuitive interface.
Mobile Wallet:
One of the main goals was to let users add card lists to the mobile Wallet so they can make payments quickly and easily.
Live chat:
We added a live chat feature so users can reach money-operation support any time they need it.
P2P money transfer:
The core feature is a secure, easy and immediate P2P money transfer that takes just a few clicks.
Achievements
Expedipay gained traction fast after launch.
Downloads
13,000+
in the first three months
Users adopted the app quickly after launch.
Money transfers
1.35M+
in the first three months
Secure P2P transfers became part of daily life.
Daily usage
4.1
average transfers per customer per day
Customers came back to move money every single day.
Key features
eKYC integration
Fast, secure identity verification that keeps the app fraud-proof.
Wallet cards list
Add and manage payment cards inside the in-app wallet.
Money operation support
In-app support for any money operation, whenever it is needed.
Live chat
Real-time messaging built right into the app.
Fraud prevention
Continuous fraud detection keeps every transaction safe.
P2P money transfer
Send money to anyone in just a few taps.
The team behind the project
A core team of ten specialists delivered Expedipay. A Project Manager owned client communication and on-time, quality delivery.
Four software engineers (iOS, Android, front-end and back-end) built a flawless architecture; two designers ran user interviews to shape the most user-friendly app; QA engineers hunted down every security breach while a DevOps engineer enforced secure practices and protected the solution’s assets.
Client
- 1
PM
- 4
Developers
- 2
Designers
- 1
Business Analyst
- 2
QA
- 1
DevOps
Tech Stack
List of technologies we used to develop Expedipay
.NET Core
Kafka
AWS
PostgreSQL
React/React Native
MongoDB
Let's build yours
Inspired by the Quick and seamless access to secure banking infrastructure. story?
Tell us about your product. Discovery call is free.
Get an estimateTestimonials
Excellent programming skills and timely delivery.
They were able to take our poorly documented description and deliver a world-class app.
Folabi Ogunkoya, Founder, Cococure
It's great to know that all of the development is backed up by careful planning.
The app has so far garnered a lot of attention from potential investors. Softermii has very structured project management and utilizes the Atlassian Suite; their team is organized, serious, and professional.
Eriz Zarate, CTO, SoundIt
The team is really flexible with picking up urgent bugs.
I found that is a really good working relationship in that sense that the prices are very reasonable and they are accessible even over the weekend.
Duncan Mitchell, Managing Director, Co-Founder, TempTribe, London
Softermii delivered a technically sophisticated app.
It integrates multi-party video conferences with social media dynamics. These guys proven to be a professional, reliable, and effective partner.
David Levine, Founder, Scoby Social
I would highly recommend Softermii for any programming needs.
I am consistently impressed by the quality of the work and team effort brought forth by everyone that we've worked with.
Ashley Lewis, VP of Product, Dollar Shave Club
They were really on top of everything.
They know how important my timelines were and they made sure that they’re dead to them and got everything done quickly.
Reece Samani, CEO & Founder, Locum App, London
They delivered amazing results and worked through holidays to make sure I could deliver on the project deadline.
The results were consistently top quality and the devs are friendly and responsive.
Shervin Delband, Director of US Operations, ITRex Group
They had logical, well thought-out plans with different execution strategies that had supported our timelines.
Softermii had created largely acceptable deliverables. The team had been cooperative in fixing and improving areas with logical, well thought-out plans with various execution strategies.
Momina Wahab, Director Agile PMO, Convo Corp
Softermii are great with time management and produce high-quality work.
Because of how satisfied we’ve been with their work on this project, we’re exploring bringing them in on a new project as well.
Muna Al Hashemi, Founder of a Proptech Startup
I don't feel they lack in any department regarding getting the job done properly — they are all-encompassing.
They lead a well-planned process to stay within deadlines and budgets and ensure a solid project management experience. The team also praises their ability to incorporate everything they need all around.
Kwesi Peyna, Owner & CEO, Luciid
Their team members were very invested in finding solutions for us.
Softermii brought useful suggestions to the process. The collaboration with developers was close and efficient, and final outcomes for the project are promising.
10Adventures
AI & Software Development Insights
Artificial Intelligence
EU AI Act Compliance Guide: What Insurance, Fintech, and Healthcare Companies Must Do Before August 2026
17 min read
Max DruzAvg 0 / 5
Artificial IntelligenceWhy Most AI Agent Projects Fail (And How to Be the Exception)
19 min readMax Druz
Avg 5 / 5
Artificial IntelligenceHow Much Does AI Agent Development Cost in 2026? Complete Pricing Breakdown
21 min readAndrii HoriachkoAvg 5 / 5
Artificial IntelligenceHow to Build an AI Agent: Complete Step-by-Step Guide for 2026
47 min readSlava VaniukovAvg 5 / 5